Wealth Management Process

Free Financial Planning Software

Financial planning is an essential part of your long-term life plan. Bluemound offers free financial planning software to efficiently get you started. Please do feel free to use this confidential and secure financial planning tool to help you on your path to financial freedom and security.

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Cyber Advisor Investment Firm

Bluemound Asset Management, LLC is a fee-only registered investment advisor acting as a fiduciary. That means, by rule, I am bound to work in your best interest. I have chosen this approach, despite most competing firms choosing less stringent ethics. I believe that insightful investing using technology to filter information and keep costs low are keys to your financial success. Bluemound offers a vast array of services by maintaining low overhead and tapping many resources. […]

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Investment Philosophy

My investment philosophy deviates significantly from most other traditional financial advisors. Before working with me it is important that you understand the differences in my approach.  Usually, the mass media, public at large and too many financial advisers are most interested in “hot” or “in the news” ideas which leads them to be emotional and unfocused. I seek a less emotional and more analytic approach to investing. Very often I will want to buy what others […]

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Kirk Spano Biography

My name is Kirk Spano. I grew up in a middle class working family in Milwaukee. I remember long gas lines, the first home my parents bought and the recession of the early 1980s. My parents sacrificed to put me through private schools at a time that Milwaukee Public Schools were beginning to fail. I fondly remember all of the good times with my family, especially my brothers, and friends. I can never fully repay any of […]

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Why To Use A Fiduciary Fee Only Financial Advisor

High costs, packaged advice and lack of transparency have been problems in the financial services industry for decades. That has slowly been changing this century. About 1 in 5 of us now offer a more rigorous fiduciary standard that aligns services and fees with your interests. What is a Fee-Only Adviser? A fee-only financial advisor gets no commissions for the investment products used in your portfolio or for trading. Fee-only advisors do not accept commissions so […]

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Terms, Conditions & Legal Disclaimers

There are no warranties or guarantees of any kind whatsoever made by or represented by Bluemound Asset Management, LLC or Kirk Spano. You can lose a lot of money investing in securities products no matter what anybody says. You should always consider your risk tolerance, goals and other specific circumstances when making any investment or considering any investment idea. This website, blog and related content is a publication of Bluemound Asset Management, LLC and Kirk Spano. Information presented is […]

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Outside Links Disclaimer

The links on these pages are generally great resources for finding a broad range of information. They are thought to be reliable, however we can not guarantee their accuracy. By clicking on a link you understand that you are leaving this site. The information presented on the linked websites is for informational uses only and are not offers of situation specific advice by Kirk Spano or Bluemound Asset Management, LLC. Statements made by various authors […]

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Code of Ethics

Bluemound Asset Management, LLC

Code of Ethics Summary

The Investment Advisers Act of 1940 imposes a fiduciary duty on Registered Investment Advisors.  Bluemound Asset Management, LLC as a portion of fulfilling its fiduciary duty to clients places each client’s interests as the paramount consideration in all decisions, actions and methods of providing services.

This document will outline both our Fiduciary Duty, as well as, our compliance with rule 201A-1 of the Act.

Our Fiduciary Duty

In recognition of the trust and confidence placed in Bluemound Asset Management, LLC by its clients, and because the Advisor believes that its operations should benefit its clients, Bluemound Asset Management, LLC has adopted the following universally applicable principles.

Clients’ interests are paramount. 

Bluemound Asset Management, LLC places client interests before their own and constantly act in the best interest of the Advisor’s clients.

The Advisor will always attempt to recognize and act in the best interest of its clients.

Further Duties

Investment Advisor Representatives of Bluemound Asset Management, LLC must accomplish all personal securities transactions in a manner that avoids a conflict of interests with its clients, in accordance with the Advisor’s Personal Trading Policy, and report personnel securities transactions at least quarterly to the Advisor.

IARs must avoid actions or activities that allow (or appear to allow) profit or benefit from your position with Bluemound Asset Management, LLC, to self, family or acquaintance, or that bring into question your independence or judgment.

IARs must comply with all applicable federal securities laws, including the prohibitions against the misuse of material nonpublic information, which includes information relating to issuers as well as to Bluemound Asset Management, LLC securities recommendations and client securities holdings and transactions, in conducting yourself and the operations of Bluemound Asset Management, LLC

IARs  must report any violations of this code of ethics promptly to your chief compliance officer and where necessary any broker-dealer as required, and where necessary to appropriate regulatory authority.

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Privacy Policy

Bluemound Asset Management, LLC Privacy Policy We have adopted the following policies to safeguard your nonpublic information which you disclose to us for the purpose of providing you with various financial services. Information we may collect: Information we receive about you on applications, questionnaires, client profile documents and other forms may include your name, address, telephone number, e-mail address, social security number, investment holdings, income and other financial data, investment experience, etc. Information about your […]

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